You Are a Badass at Making Money: Master the Mindset of Wealth
Transform your relationship with wealth by dismantling subconscious barriers. This guide explores how a positive mindset and bold, specific actions can unlock financial abundance and turn you into a money-making powerhouse.

Table of Content
1. Introduction
1 min 23 sec
Have you ever found yourself looking at your bank account and feeling a strange mix of desire and guilt? Most of us grew up in a culture that treats money as a double-edged sword. On one hand, we are told to work hard and strive for success, but on the other, we are often fed the narrative that wealthy people are inherently greedy or that wanting more than you have is somehow selfish. This internal conflict creates a massive invisible wall between where you are now and where you want to be.
In this exploration of Jen Sincero’s philosophy, we are going to dive deep into what it means to be a “badass” at making money. This isn’t just about spreadsheets or investment portfolios; it is about the fundamental energy you bring to your financial life. We’re going to look at how your subconscious thoughts—the ones you might not even realize you have—are acting as a governor on your earning potential.
The throughline of our journey today is simple but profound: money is not the enemy, and your desire for it is actually a desire for a more expansive, impactful life. We will explore how to dismantle the myths of scarcity, why moving out of your comfort zone is a prerequisite for a bigger paycheck, and how to treat the universe like a high-end restaurant where you need to be very specific about your order. By the end of this session, the goal is to shift your perspective from one of lack to one of abundance, giving you the mental tools to finally get out of your own way and start generating the wealth you deserve.
2. Dismantling the Myth of the Greedy Rich
1 min 49 sec
Explore why our cultural hang-ups about wealth create invisible barriers to success and how shifting from scarcity to abundance can change your reality.
3. Money as a Neutral Tool of Exchange
1 min 52 sec
Discover the historical purpose of currency and how viewing money as a simple, efficient tool can help you strip away emotional baggage.
4. Harnessing the Power of a Prosperous Universe
1 min 39 sec
Learn how your internal perception shapes your external financial reality and why maintaining a positive outlook is essential for spotting opportunities.
5. Managing the Energy of Financial Transactions
1 min 44 sec
Understand the vibrational quality of how you earn and spend money and why being open to diverse opportunities is key to long-term wealth.
6. Taking Bold Action Despite the Wobbles
1 min 45 sec
Discover why real financial change requires making moves that scare you and how to handle the inevitable fear that arises when you level up.
7. The Art of Specificity and Manifestation
1 min 59 sec
Learn why vague desires lead to vague results and how using precise goals—like Jim Carrey’s famous $10 million check—can accelerate your success.
8. Conclusion
1 min 34 sec
As we wrap up this journey into the world of financial badassery, it is important to remember that your relationship with money is one of the most significant relationships you will ever have. It touches almost every aspect of your daily life, from the food you eat to the way you spend your time and the impact you can have on others. By choosing to let go of the old, tired stories that wealth is for “other people” or that wanting money is a sign of a shallow character, you are opening a door that has been locked for far too long.
The core of Jen Sincero’s message is that wealth is a mindset before it is a number in a bank account. It starts with the decision that you are worthy of abundance and that the universe is ready and willing to provide it. You’ve learned that money is a neutral tool, that your thoughts create your reality, and that being specific and bold is the only way to break out of a cycle of scarcity.
So, what is the next step? Start by cleaning up your environment. Distance yourself from the people who constantly complain about being broke or who try to talk you out of your dreams. Instead, seek out those who are already living the life you want. Spend time in the places you aspire to be—walk through the neighborhoods you want to live in, or go for a test drive in the car you’ve been dreaming of. This isn’t just window shopping; it’s a way of training your brain to get comfortable with your future reality. Act as if your success is inevitable, because once you align your internal beliefs with your external actions, it truly is. Go out there, stop playing small, and start being the financial badass you were meant to be.
About this book
What is this book about?
Many people find themselves stuck in a cycle of financial struggle, not because they lack talent, but because they harbor deep-seated negative beliefs about wealth. You Are a Badass at Making Money addresses these psychological hurdles, suggesting that our internal narratives about greed and scarcity are the primary obstacles to our prosperity. The book promises to help you identify these limiting mindsets and replace them with a healthier, more productive perspective on currency and worth. Through a blend of motivational coaching and practical exercises, the text explores how money is essentially a neutral tool for self-expression and global contribution. It guides you through the process of taking calculated risks, setting precise financial targets, and aligning your personal energy with the flow of abundance. By shifting from a mindset of lack to one of possibility, the book provides a roadmap for anyone looking to increase their income while staying true to their personal values. It’s an invitation to stop apologizing for wanting more and to start creating the financial freedom required to live a truly expansive life.
Book Information
About the Author
Jen Sincero
Jen Sincero is a success coach and sought-after motivational speaker who loves to improve lives and spread positive vibes. She is also a New York Times bestselling author whose books include The Straight Girl’s Guide to Sleeping with Chicks, Don’t Sleep With Your Drummer and You Are a Badass.
More from Jen Sincero
Ratings & Reviews
Ratings at a glance
What people think
Listeners find this title to be a swift and accessible listen with an impressive narrative voice that resonates with them. The content is witty, merging financial intelligence with humor, and listeners value how it prompts them to analyze their mindset and reveal personal beliefs. They describe it as an invigorating and entertaining experience that leaves them feeling motivated, and one listener mentions that it contains many pieces of wisdom.
Top reviews
The chapter on our 'negotiating voice' really hit home for me because I do it every single day. I'll plan to work on my business, but then that voice tells me to check Instagram first. Jen’s approach to money as energy is a refreshing change from the dry, boring financial manuals I usually fall asleep to. Not gonna lie, some of the 'Source Energy' talk is a little out there, but her wit keeps the momentum going. It's a quick and easy read that focuses heavily on mindset rather than math. I found myself highlighting so many gems of wisdom that I actually ran out of ink. I don't agree with every 'leap of faith' she suggests, but I do believe that our external world mirrors our internal world. This book helped me uncover some deep-seated beliefs that were holding me back from real success.
Show moreWow, I finally feel fired up to stop playing small with my career and my income. This book is an absolute riot! Jen Sincero manages to combine financial wisdom with a level of wit that is rarely seen in this genre. I’ve read plenty of books on money, but none of them made me laugh out loud while simultaneously making me rethink my life. The 'nuggets of wisdom' scattered throughout are fantastic, even if the dotted lines around them are a bit distracting. The main takeaway for me was that wanting money isn't 'dirty.' It’s about being the most realized version of yourself so you can actually help people. Some might find the swearing unnecessary, but for me, it made the advice feel more authentic and less like a sermon. It's an incredibly fun read that I’ll definitely be revisiting whenever I feel my energy dipping.
Show moreAfter hearing so much hype, I'm glad I took the plunge because my internal mirror needed a serious cleaning. The way Jen explains how we block the flow of money with our own subconscious fear is brilliant. I loved the humor and the 'I'm your buddy' tone, though I can see why it would grate on some people. It made the concepts feel accessible rather than intimidating. My favorite takeaway was the idea that money is just a renewable resource that needs to move. Since finishing the book, I’ve felt a lot more confident in asking for what I’m worth. There are some parts that feel a bit like 'The Secret,' but with a lot more sass and practical exercises. It’s an incredible writing style that kept me engaged from page one to the end. Definitely recommended for those feeling stuck in a financial rut.
Show moreFinally got around to reading this and the writing exercises are worth the price of admission alone. I've been struggling with a 'scarcity mindset' for years, and Sincero’s blunt, humorous approach was exactly the wake-up call I needed. She makes you think about your relationship with money in a way that is both uncomfortable and liberating. The book is an incredibly fun read, even if the 'desire' etymology is a total myth. It’s refreshing to read a money book that focuses on the spiritual and emotional side of wealth rather than just the math. Got to say, I feel a lot more fired up to pursue my goals now. Even though she repeats herself quite a bit, the repetition helps the 'badassery' sink in. If you want to uncover the beliefs that are keeping you broke, this is a great starting point for your journey.
Show moreJen Sincero’s voice is like that one friend who yells at you because they care, but with way more f-bombs and high-fives. This book isn't about spreadsheets; it’s about the mental garbage we carry regarding our bank accounts. Look, I know the 'Universal Intelligence' stuff sounds like hippy-dippy nonsense to some, but the shift in perspective is what matters here. It’s a quick, punchy read that makes you feel like you can conquer the world. While the 'write 75 everywhere to get $75,000' story was a bit of a stretch, the exercises on identifying the 'negotiating voice' in your head are gold. I needed this kick in the pants to stop apologizing for wanting to be successful. If you can get past the forced casual tone, there’s real value in how she reframes money as energy. It makes you realize that being rich is a choice.
Show moreFrankly, the 'get the fuck on the fuck' energy was a bit much at times, but the core message really resonates. Jen Sincero has a way of cutting through the excuses we make for being mediocre. I appreciate how she tackles the guilt many of us feel about wanting to be wealthy. The book is a quick read, filled with humor and some truly great quotes that I’ve taped to my desk. To be fair, it’s not a step-by-step guide on investing, but that’s not what it’s trying to be. It’s a mindset overhaul. I did find the structure a bit messy, making it hard to find specific passages later. But the gems of wisdom regarding 'Source Energy' and 'frequency' helped me change my daily habits. It’s a refreshing take that gets you moving, even if it’s a little light on the technical details of business.
Show moreTo be fair, Sincero isn't giving you a spreadsheet or a stock tip, but she is giving you a spine. The truth is that most of us fail because we are afraid to look stupid or take risks. While the anecdote about borrowing $85,000 is totally unrelatable, the underlying message about commitment is solid. The writing is fun, fast, and occasionally very foul-mouthed, which I personally enjoyed. It’s a quick read that functions more like a pep talk than a textbook. I did roll my eyes at the 'Universal Intelligence' bit once or twice, but the exercises for rooting out negative thoughts were genuinely useful. It’s a 4-star experience because it actually got me to take action on a business idea I’d been sitting on for years. Just don't expect a technical manual on wealth management or tax codes.
Show moreAs someone who appreciates a good self-help kick, I found this to be a bit of a mixed bag. On one hand, Sincero is genuinely funny and her 'badass' persona makes the medicine go down easier. The writing style is incredible—it’s conversational, edgy, and fast-paced. On the other hand, the lack of systemic awareness is glaring. Telling people that they can manifest wealth purely through positive thinking ignores a lot of socioeconomic reality. Personally, I was annoyed by the 'desire' etymology mistake and the way she conflates financial success with curing illness. However, the exercises at the end of the chapters are surprisingly helpful for self-reflection. It’s great for a mindset shift, but keep a healthy dose of skepticism nearby. It’s a 3-star read for me: great for motivation, but lacking in practical, grounded application. It's more about vibes than actual finance.
Show moreEver wonder how someone actually makes the jump from 'broke' to 'rich' without a trust fund? Jen Sincero suggests borrowing $85,000 from a friend, which is where she lost me. That particular anecdote felt incredibly out of touch for the average reader struggling to pay rent. The truth is, while I enjoyed the humorous writing style, the advice often veers into dangerous territory. Suggesting that you just need to 'leap and the net will appear' is financial suicide for most people. Also, the etymology she uses for the word 'desire' is flat-out wrong, which makes me question the depth of her research. It’s a fun, light read if you want to get fired up, but don’t expect a roadmap. It’s mostly just 'The Secret' wrapped in leather and swearing. I expected more substance for a book on making money than just 'think positive thoughts.'
Show morePicked this up hoping for financial wisdom but instead got a dangerous invitation to leap off a cliff. My biggest issue is the section where she implies that positive thinking can cure cancer. That is beyond irresponsible and moves the book from 'motivational' to 'delusional.' Furthermore, the author’s 'miracle' was borrowing eighty grand from a friend to hire a coach. Most of us don't have friends with that kind of cash lying around! The forced casual style, with lines like 'get the fuck on the fuck,' felt like she was trying way too hard to be cool. It’s essentially a rambling collection of anecdotes that repeat the same 'just believe' mantra over and over. If you want actual financial advice, look elsewhere. This is just pseudo-spiritual fluff that could lead people into massive debt under the guise of 'taking risks' and 'trusting the universe.'
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